Instructions for the teacher are on the backs of the phonogram cards as in the examples shown here: Students also develop cognition in auditory and visual discrimination, learn to listen intently, to process oral information and act upon it, and to speak precisely. Additional auditory, visual, verbal, visual motor and tactile cognitive sub-skills such as directionality, linear eye movements, spatial relationships, sequencing, attention, memory, closure, articulation, tone and rhythm are also carefully developed through the process by which we teach these phonograms.
But instead of pretax retirement accounts and stock index funds, my primary focus has been on the tax benefits of real estate investing. Congress in December But first, a little background on me.
But my foray into real estate was not an obvious choice. When my NFL football dreams fell flat I was a middle linebacker at Clemson UniversityI stumbled upon the idea of real estate investing while reading a book. With a Biology degree and German minor, I was basically qualified to tell you the species of trees at a house and translate them to German!
But I loved the freedom of entrepreneurship and the challenge of learning something new. So, a business partner and I dove into real estate investing in and never looked back.
Real Estate Business vs Investment As fledgling real estate investors, we had two challenges. First, we had to use real estate to make a living. Second, we had to use real estate to build wealth so that we could achieve financial independence.
To make a living we got into the real writing assignment guide wag business.
We learned how to find and quickly resell deals for a profit. Sometimes we sold these in as-is condition to other investors aka wholesaling. Other times we fixed them up and sold them to end-users aka retailing.
To build wealth and retire early, we also began buying real estate investments. We wanted our investments to grow and fund our early retirement with regular, steady income.
Luckily, real estate has many different strategies to do both of those very well. Along the way, we bought and sold hundreds of properties. And today we still own 90 rental units in and around the small college town of Clemson, South Carolina. The opposite is true.
If you have a regular job to pay the bills, you can accomplish amazing financial results with just a few investment properties. And the real estate strategies I have used work very well in conjunction with other investment strategies like stock index fund investing as taught by the great JL Collins.
|Telling Your Story||Februar at|
|My Real Estate Investing Background||Pat McNees and Debbie Brodsky talk about what personal histories are, and what personal historians do, and why Tell your story now. But you can either run from it, or learn from it.|
Just remember that real estate is an I. Regular cash flow from rents or interest payments. A required accounting method that spreads the cost of an asset over multiple years If you borrow money to buy a rental property, your tenant essentially pays off the property for you.
You use the rent to pay the mortgage, and each month the principal paydown aka equity gets bigger and bigger like a forced savings account.
This passive style of inflation helps, but active appreciation is even more profitable. Active appreciation happens when you force the value higher over a shorter period of time, like with a house remodel. Many investors use debt leverage to buy real estate.
Leverage magnifies the profits mentioned above and potentially the losses. Plus, interest on debt is deductible as a business expense. Not every real estate deal has every one of these profit centers.
And sometimes you have to give up one in order to get another. For example, one time I purchased a mobile home on land. I paid cash so no leverage and no equity growth. The mobile home itself went down in value like a car negative appreciation.
But the income was excellent.
And the depreciation sheltered some of the income from taxes. Another investment was a more expensive single family house in a great neighborhood. Initially, the net rent after expenses barely paid the mortgage no income. But my equity built up quickly because the loan amortized quickly.
And the property was in a great location likely to appreciate at or above the overall inflation rate. Now you know the basic ways to make money.Published: Mon, 5 Dec The movie entitled ‘Wag the Dog’ was directed by Barry Levinson which deals with the relationship between the president the media and the public in the country but most importantly, it focus on the abuse of political powers by the leaders.
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Bearing witness to the daily psychodrama emanating from the noxious Trump White House for nine long months has exhausted us. The constant stream of insults and petulance and rage create a never-ending barrage of crazy that wearies the very fabric of the soul.
A CALL TO ACTION. We, at this Blog, are writing to you, the Fountains owners, fully realizing it is mid-summer, and hot, and that many energy levels are low. Bouvier's Law Dictionary Edition.
P. PACE.A measure of length containing two feet and a half; the geometrical pace is five feet long. The common pace is the length of a step; the geometrical is the length of two steps, or the whole space passed over by the same foot from one step to another.
It is , and Ann Eliza Young has recently separated from her powerful husband, Brigham Young, prophet and leader of the Mormon Church. Expelled and an outcast, Ann Eliza embarks on a crusade to end polygamy in the United States.